Koosh Insurance · Jewelry SpecialtyInsurance for jewelers who can't afford to get coverage wrong.
Specialty jeweler's block, in-transit, and store coverage built for retailers, wholesalers, and manufacturers operating with high-value inventory.
Industry Reality
What is Jewelers Insurance?
Running a jewelry business carries unique commercial risks. High-value inventory, theft and burglary exposure, customer interaction liability, and the threat of business interruption from a single loss event can all impact your bottom line in ways a standard commercial policy was never designed to handle.
The specialized "Jewelers Block" policy fills the gaps left by standard commercial property insurance — covering your inventory while it's in your showcase, your safe, in transit, at a trade show, or off-premises with a customer for appraisal. Combined with the right liability, crime, and workers' compensation coverage, it forms a complete protection program purpose-built for the jewelry trade.
Coverage
Coverage built for jewelers.
Specialty jeweler's block, in-transit, and store coverage for retailers, wholesalers, and manufacturers operating with high-value inventory.
Jewelers Block (Inventory Protection)
Specialty coverage for jewelry inventory while in your store, in transit, at trade shows, or temporarily off-premises. Replaces the gaps left by standard commercial property insurance.
Premises Liability
Coverage for slip-and-fall injuries, customer accidents, and other liability events at your retail location.
Crime & Burglary
Protection against theft, burglary, robbery, and employee dishonesty — including holdup and safe burglary coverage.
Business Interruption
Lost revenue and continuing expenses if a covered event forces you to close temporarily.
Workers' Compensation
Coverage for store employees, sales associates, jewelers, and watchmakers against on-the-job injuries.
Cyber Liability
Protection against data breaches affecting customer payment information, e-commerce platforms, and POS systems.
Most jewelry losses aren't catastrophes. They're the slow drift of being underinsured for years before anyone notices.
Who We Serve
Who We Serve
We work with jewelry businesses across every segment of the trade — from single-storefront retailers to multi-state operators and the wholesalers and manufacturers who supply them.
Why Koosh
Specialty jewelry expertise.
Jewelry insurance is one of the few lines where the wrong policy form costs more in claim than it ever did in premium. We get it right the first time.
Jewelers Block specialists
Direct appointments with the carriers writing real jewelers block — not commercial property carriers attempting to schedule jewelry exposure on a generic form.
In-transit and travel coverage
Coverage that follows the inventory — to trade shows, customer appointments, vault transfers, and across borders where the carrier permits.
Claim positioning that respects valuation
Independent appraisals, replacement-value disputes, and forensic-loss documentation handled by people who know what stones and metals actually cost.
Protect Your Inventory and Your Business
Whether you're opening your first storefront or operating a multi-state jewelry chain, we'll build a coverage program tailored to your business.
Step Into Smarter Coverage
Protect Your Portfolio. Partner with Koosh Insurance.
Your Trusted Partner
Phone
(954) 309-3900
service@koosh-ins.com
Office
4491 S State Rd 7, Suite 202
Davie, FL 33314
What are you waiting for?
- Save up to 30% on your existing coverages
- Full Portfolio Peace of Mind
- Tailored Solutions